PC PC Loan Home Mort Pro Features checklist. LOAN5LOAN4Mgr Loan Comp Loan Popular amortization programs. 5.02 4.17 2.0 1.06 1.02 2.1 Loan Terms Available: Maximum number of payments 9999 999 999 480 999 1200 Fractional year loan term allowed * * * N * * Variable rate * * N N N 1 Change rate between dates * N N N N N Odd days first payment * * N N * N Odd days any payment * N N N N N Skip any payment * * N N N N Origination fees (points) * N N N N N Capitalizable costs * N N N N N Payment types allowed on schedules: Balloon payment at maturity * * N N N * Balloon payments before maturity * N N N * 1 Interest only balloon payments * N N N N N Principal only balloon payments * N N N N 1 Interest only at beginning payments * * N N N N Interest only any payment * * N N * N Principal & interest payments * * N * * * Level principal payment + interest * * N N * N Canadian Semi annual compounding * N N N N * Change payment type at any payment * N N N N N Level payment at beginning of pmt period * N N N N N Principal only on any payment * N N N N N Graduated (variable) payment amount * * N N N 1 Simple, regular prepayment * N * N * * Multiple repayment schedules same loan * N N N * N Multiple payment frequencies same loan * N N N N N Negative amortization * * N N N N Use any payment amount entered * * N N * N Equity accumulation report N N N N N N Inflation rate on equity report N N N N N N Prepayment comparison report N N N N * * Prepayment amortization schedule * N * N * * Loan cost comparison schedule (No. loans) N N N N 5 2 Rule of 78ths rebate schedule N * N N N Rule of 78ths amortization schedule N * N N N Payments per year - 1 * * N N * * Payments per year - 2 * * N N * * Payments per year - 3 * * N N * N Payments per year - 4 * * N N * * Payments per year - 6 * * N N * N Payments per year - 12 * * * * * * Payments per year - 13 * * N N N N Payments per year - 24 N * N N N N Payments per year - 26 * * N N * * Payments per year - 48 N * N N N N Payments per year - 52 * * N N * * Payments per year - 365 N N N N N * Computed and reported on screen: Balloon payment amount * * * N N * Equity N N * N N N Prepayment analysis summary N N * N N * Loan cost comparison summary (No. loans) N N 2 N N 2 Payment comparison matrix rate vs principalN N N N N N Interest basis: 360/360 * * * * * * 360/365 * * N N * N 365/365 * * N N * N Rule of 78ths N * N N N N Change basis at any payment * N N N N N Change basis between payments * N N N N N Creative financing: Add a payment after schedule is complete * N N N * 1 Delete a payment from completed schedule * N N N * N Modify a payment in a complete schedule * N N N * N Modify interest rate in completed schedule * N N N N N Change interest basis in completed schedule* N N N N N Change interest rate in completed schedule * N N N N N Data storage: Store loan terms on disk * N * N * * Modify existing terms * * * N N * Store entire schedule on disk * N N N * N Modify any payment of existing schedule * N N N * * Recalculate modified schedule * N * N * * Reprint modified schedule * N * N * * Remember default data directory * N N N N N Remember preparer's name and address * N N N * N Remember preparer's two line custom header * 1 N N * N Remember mortgagee's name and address N N N N N N Remember schedule style * * N N N N Print options: Print complete schedule * * * N * * Print partial schedule * * N * N N Start at any payment, end at any payment * * N N N N Print year end totals only summary * N N N * N Eject a page from keyboard * N N N N N Space up one line from keyboard * N N N N N Print schedule to disk file N * N N N * Viewing on screen: View actual schedule, page forward * * * * N * View actual Schedule page backward * * N N N * Start with any date * N N N N N Start with any payment number * N N * N * Edit any payment, dbase browse * N N N * N Edit any payment full screen * N N N N N Rule of 78ths rebate calculator N * N N N N Data on Schedule Header: Loan amount * * * * N * Number of payments * * * * N * Balloon at payment number ? * N N N N* * Regular payment amount * N * * N * Balloon payment amount * N N N N * Number payments interest only * N N N N N Total of all payments * N * N N N Total finance charge * N N N N * Origination fee * N N N N N Date of note * * N N N N Date first payment * * N N * * Payments per year * * N N N * Payment type * N N N N N Interest basis * N N N N N Accrual rate * * * * N * Month fiscal year end * N N N N N Set any fiscal year end date (mid month) * * N N N N Variable rate * * N N N * Custom report header lines 2 1 N N 2 N Consultant name and address lines 5 N N 6 5 N Mortgagee name and address lines 5 N N N 5 N Data in Schedule Body: Space for date paid on printed schedule * * N N N N Page breaks * * N N * * Date fiscal year end * * N N N N Interest paid calendar year * * * * * N Interest paid fiscal year * * N * N N Principal paid calenday year * * * N * N Principal paid Fiscal year * * N N N N Cumulative interest life of loan * * * N N N Interest paid each payment date * * * * * * Principal paid each payment date * * * * * * Total payment each payment date * * * N * * Remaining balance each payment date * * * * * * Payment number * * * * * * Date payment is due * * N N * * Date payment actually paid * * N N N N Fasby 91 income * * N N N N Fasby 91 fee amortization * * N N N N Fasby 91net recorded value * * N N N N Other features: Maintain schedule on disk and enter actual payment dates as payments are received. Then recalculate interest and principal using actual dates. * N N N N N Delete a schedule from disk * N * N N N Duplicate an existing schedule * N N N * Rename an existing schedule * N N N * N Fasby 91 amortization of fees * * N N N N Loan calculator * * N N N N Regulation Z APR calculator * N N N N N Compute APR with points * * N N N N Date calculator * N N N N N Four function calculator N N * N N N Organize data files in subdirectories * N N N N N Maintain default subdirectory. * N N N N N Change to any other subdirectory * N N N N N Select schedules from on screen menu * N N N N N Pulldown light bar menus * N * N N N Popup light bar menus * N * * * N Context sensitive popup help with options * N * * * * Context sensitive popup help, data entry * N N * * * PCLOAN5, PCLOAN4, Loan Manager, a product of: Mortgage Comparison, 125 Warfieldsburg Road Are products of: Westminister, MD 21014 Bottom Line Software P.O. Box 1804 ProLoan, A product of Burleson, Texas 76028-1804 SG Software 817-448-5524 66 Roywood Road Dan Mills, Ontario Canada M3A 2C6 Home Loan, a product of: Home Craft Computere Products Box 974 Tulatin, OR 97062 503-692-3732